We are still dropping between 40% and 60% of our income on debt. We've also sold a lot of extraneous household goods and popped every blissful surprise windfall onto our bills. What have those rolls of dimes, seven dollar eBay sales and a diet of rice and beans, bean and rice, lentils and rice, lentils and potatoes... (you get the picture) accomplished?
We've reduced out debt by 25,000 dollars since July!
********************** SQUEAL!!!!!! ****************************
Our Credit card hasn't been used since July 27th and amazingly a person can live without one.
For Christmas we put our Christmas money in an envelope and stopped spending when the envelope was empty. Easy as 1,2,3. Or was it? To be honest, it wasn't. Chris doesn't like gifts under a hundred bucks (we'll, maybe a Mighty Mouse) and there wasn't room for such things. But I shopped creatively and I think everyone will be pleased.
We manage online shopping by keeping a deposit envelope in the car. Whenever we buy online we drop the cash in the envelope and deposit it in the bank when we're doing errands. So far it's been virtually fool-proof.
Change is another positive area. We throw it in my piggy bank calaca and roll it at the end of each month. That money further reduces our debt.
I can't fully articulate how excited we are to be making such a huge dent in our debt. To have gone from spending approximately 110% of each check to about 50% has been a big lifestyle change, but it's one we feel really good about.
Sorry for the internet silence this past week. Something went wrong in my tailbone. As far as I can tell, it may have crumbled or broken an additional time from the trauma of the injection. I'm receiving a lot of medical care but all they can do is make things bearable until surgery. I see my doc on Monday and the surgeon on Wednesday. Hopefully I'll be recovering early in the new year. Since life is rather bleak right now, I've decided to have less of an online presence until I can report happy things. Like say....